Best Medicare Supplement Plan – The Right Plan For You

The best Medicare Supplement plan is the one that is right for you. There is certainly a lot of information available regarding Medicare and Medicare Supplement plans. And, a great deal of it comes to your mailbox when you are turning 65 or going on Medicare. You may hear a company or a friend or family member tout one plan as the “best one”. While getting feedback from others can be useful, it is a good idea to be cautious when it comes to choosing a Medigap plan that is being advertised or touted as the best Medicare supplement plan.

Since Medicare Supplement plans are standardized, coverage is the same on all Medigap plans. Additionally, all plan pay claims the same way – through the Medicare “crossover” system. And lastly, you can use any Medicare Supplement plan at any doctor/hospital that takes Medicare – there are no networks. Because these three aspects of the plans are standardized, comparing the plans is a function primarily of the premium rates and the company rating/reputation.

The best Medicare supplement plan is, you could say, the one that has the lowest rates for your age, gender and zip code that is sold in your state. There are typically 30-40 companies that sell Medicare Supplement plans in each state. Not all of the companies that sell the plans offer all 10 of the standardized plans. Some only offer 3-4 of the plans. And, rates can vary widely, so it is crucial to find the best Medicare supplement plan for you by comparing the rates.

Some of the “big name” companies that sell plans in this market are: AARP (United Healthcare), Blue Cross Blue Shield, Mutual of Omaha, Aetna, CIGNA, Central States Indemnity, Stonebridge, and Forethought. While not all of these companies offer plans in every state and not all of them are competitively priced in every state, they are all ‘A’ rated or higher (by AM Best) and are generally good options when it comes to finding the best Medicare Supplement plan for you.

The only way to get an unbiased and complete look at the Medigap rates for your area is to use an independent agent (broker), who can provide this information for you so that you can compare in a centralized and unbiased place. If you have any questions about this information or wish to get a comparison to find the best Medicare Supplement plan for you, you can contact us at 877.506.3378 or online at: Send me information on the best Medicare supplement plans for me.

 

About Garrett Ball

"We discovered Garrett Ball online. Over the years he has saved us thousands of dollars in premiums for both Supplemental Part B and Part D drug policies with his cost comparisons and advice. He is uniquely prompt in responding to our e-mail inquiries and very professional in all areas. Highly recommended for all Medicare needs." - Ron T, IN
" I am so happy to review this company and Garrett Ball, the President. He has helped me through the confusing maze of Medicare, Supplements, and Advantage plans and the plans I am on now have been outstanding. Do not hesitate to contact Garrett Ball. You will not be disappointed. Response time is within 24 hrs., and always with thorough information to help his customers. Even when I have not contacted him for many months, he seems to remember and respond like it was yesterday. Great customer service seems to be hard to find these days, that is why I am so impressed with Secure Medicare Solutions. You will truly find a solution to any of your questions or problems." - Sandy W, SC/FL
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