Medicare Part D is easily the most confusing and troublesome part of Medicare. From the varying co-pays to the “donut hole” to the way that plans can change their formularies in the middle of the year, it can be very frustrating.
One of the frustrating aspects of the program for many seniors is the once-a-year enrollment period (Nov. 15-Dec. 31). This is the only time of year (unless you are aging in to Medicare or in a special enrollment period) that you can sign up for a new plan or drop an old plan. This short period of time, coupled with the fact that it falls around the holidays, can make this a hectic time for seniors wishing to re-evaluate your Medicare Part D drug coverage.
Secure Medicare Solutions has developed a solution to this dilemma to ease the pain and headache of comparing, selecting and enrolling in a Medicare Part D drug plan.
The Medicare web site (http://www.medicare.gov) offers a way to compare all of the plans in your zip code based on your specific medications. While it would be nearly impossible to get all of the formularies from the companies and do this yourself, the web site synthesizes all of the information in one place so you can have a ready reference of what your co-pays would be with specifc plans (based on your current medications).
If you are reading this and you are an existing customer (Medicare Supplement or Medicare Advantage) of Secure Medicare Solutions, we perform this analysis for you at no charge. This is a once-a-year service to you. Please either email Garrett directly with your medications or contact us on the Medicare Insurance Quotes form, putting “Part D” in the “Comments” box. You will need to also send your medications and dosages so that we can perform the analysis for you.
If you are NOT a current customer of Secure Medicare Solutions, but you would like to take advantage of this offer, we can help. Please contact us the same way as was listed above – on the Medicare Insurance Quotes form, putting “Part D” in the “Comments” box. We will be happy to help you re-evaluate your current coverage and the 2010 plans once they are released (usually October/early November).