Best Medicare Supplement Plan – The Right Plan For You

The best Medicare Supplement plan is the one that is right for you. There is certainly a lot of information available regarding Medicare and Medicare Supplement plans. And, a great deal of it comes to your mailbox when you are turning 65 or going on Medicare. You may hear a company or a friend or family member tout one plan as the “best one”. While getting feedback from others can be useful, it is a good idea to be cautious when it comes to choosing a Medigap plan that is being advertised or touted as the best Medicare supplement plan.

Since Medicare Supplement plans are standardized, coverage is the same on all Medigap plans. Additionally, all plan pay claims the same way – through the Medicare “crossover” system. And lastly, you can use any Medicare Supplement plan at any doctor/hospital that takes Medicare – there are no networks. Because these three aspects of the plans are standardized, comparing the plans is a function primarily of the premium rates and the company rating/reputation.

The best Medicare supplement plan is, you could say, the one that has the lowest rates for your age, gender and zip code that is sold in your state. There are typically 30-40 companies that sell Medicare Supplement plans in each state. Not all of the companies that sell the plans offer all 10 of the standardized plans. Some only offer 3-4 of the plans. And, rates can vary widely, so it is crucial to find the best Medicare supplement plan for you by comparing the rates.

Some of the “big name” companies that sell plans in this market are: AARP (United Healthcare), Blue Cross Blue Shield, Mutual of Omaha, Aetna, CIGNA, Central States Indemnity, Stonebridge, and Forethought. While not all of these companies offer plans in every state and not all of them are competitively priced in every state, they are all ‘A’ rated or higher (by AM Best) and are generally good options when it comes to finding the best Medicare Supplement plan for you.

The only way to get an unbiased and complete look at the Medigap rates for your area is to use an independent agent (broker), who can provide this information for you so that you can compare in a centralized and unbiased place. If you have any questions about this information or wish to get a comparison to find the best Medicare Supplement plan for you, you can contact us at 877.506.3378 or online at: Send me information on the best Medicare supplement plans for me.

 

Secure Medicare Solutions Website Re-Launches

Secure Medicare SolutionsAfter a complete overhaul, Secure Medicare Solutions’ web presence is re-launching today. The re-launched site sports a different design, different platform, and new, easy-to-understand information about Medicare. It is a resource for people shopping for Medicare Supplement insurance, trying to learn more about Medicare and Medigap or for people wanting to learn more about the Secure Medicare Solutions agency.

“The site is designed to be easy-to-use and informative,” said Garrett Ball, President of Secure Medicare Solutions. “Our focus has always been about educating people about Medicare and Medicare Supplements. We want this to be a one-stop shop for people who want to learn about the plans, compare them in a centralized place and make informed choices.”

The blog section of the site has also been re-designed and will be updated more frequently with information about Medigap plans and Medicare changes/information. Please bookmark and check back often for updates and information.

Secure Medicare Solutions, Inc. is an independent Medicare insurance agency. We are headquartered in North Carolina but we serve 40 states nationally and specialize specifically in Medicare and Medicare Supplement insurance (Medigap) and Medicare Part D. For more information about Medigap plans specifically, visit this page. If you want to get a comparison of the plans available for your area, visit our Medigap quotes page. You can always reach us by phone, toll-free, at 877.506.3378.