Medicare Supplement Open Enrollment

South Carolina Medicare Supplement policyholders often ask me about the Medicare Supplement Open Enrollment period, thinking that it takes place at the end of the year (November-December). However, Medicare Supplement Open Enrollment is not a once-a-year occurrence. It occurs only when someone is turning 65 or first signing up for Medicare Part B – NOT each year on an annual basis.

In other words, you can change or add a Medicare Supplement plan at any time during the year, not just during a once-a-year period. Many people do elect to evaluate their options once a year at the end of the year; however, this is not the only time that you can do it. In fact, you are likely to get more attention from the company or broker you are dealing with if you evaluate/change plans in the middle of the year.

Many people get confused about this, in part, because South Carolina Medicare Part D does have a once-a-year Annual Election Period (AEP), and it is November 15-December 31 each year. Also, the Medicare Advantage plans, the privatized version of Medicare, do also have enrollment/disenrollment restrictions, which include a certain times of the year for you to enroll or disenroll from those plans.

Maybe the best time of all to review your South Carolina Medicare Supplements coverage is whenever your rates change. Since coverage is Federally-standardized, there is never any reason to pay more than the bottom-line price for your supplement insurance.

About Garrett Ball

"We discovered Garrett Ball online. Over the years he has saved us thousands of dollars in premiums for both Supplemental Part B and Part D drug policies with his cost comparisons and advice. He is uniquely prompt in responding to our e-mail inquiries and very professional in all areas. Highly recommended for all Medicare needs." - Ron T, IN
" I am so happy to review this company and Garrett Ball, the President. He has helped me through the confusing maze of Medicare, Supplements, and Advantage plans and the plans I am on now have been outstanding. Do not hesitate to contact Garrett Ball. You will not be disappointed. Response time is within 24 hrs., and always with thorough information to help his customers. Even when I have not contacted him for many months, he seems to remember and respond like it was yesterday. Great customer service seems to be hard to find these days, that is why I am so impressed with Secure Medicare Solutions. You will truly find a solution to any of your questions or problems." - Sandy W, SC/FL
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