Medigap Plan N – The Solution to Your Coverage Problem

Have you ever been turned down for a Medicare Supplement plan? Are you paying more than you want to pay for your supplemental insurance? Do you have a Medicare Advantage plan and want better coverage?

If the answer is ‘yes’ to any of these questions or many more, then get excited – Plan N is for you. Plan N is one of the two new Medigap plans, which are available for effective dates June 1 and after. Plan N should be the more popular of those two new options – Plan M is the other new choice. The June 2010 changes to Medigap plans are part of the Medicare Modernization, and the new plans are called the “modernized” plans.

Plan N is available from many companies in many states already, and it will continue to be a good choice. Plan N, with most companies, does not have any medical underwriting. What this means is that you do not have to answer any medical questions at all to qualify for this plan. There are no pre-existing conditions limitations. So, what does Plan N cover?

First and foremost, Plan N still covers the 20% that Medicare doesn’t cover at the doctor and hospital. However, it does not cover the Medicare Part B deductible ($155/year) or any Part B excess charges (this rarely occurs as almost all doctors accept Medicare “assignment”). Additionally, it uses some cost-sharing to reduce the premium. There is a $20 doctor’s office co-pay and a $50 emergency room co-pay. Most companies are pricing Plan N approximately 75% of typical Plan F premium amounts. So, it definitely can be a good value.

For more information about Plan N and what it covers or to get rates for Plan N for your age and zip code, visit us at Medicare supplement quotes or call us toll-free at 877.506.3378. You can also get more information about Plan N at: Medigap Plan N

About Garrett Ball

"We discovered Garrett Ball online. Over the years he has saved us thousands of dollars in premiums for both Supplemental Part B and Part D drug policies with his cost comparisons and advice. He is uniquely prompt in responding to our e-mail inquiries and very professional in all areas. Highly recommended for all Medicare needs." - Ron T, IN
" I am so happy to review this company and Garrett Ball, the President. He has helped me through the confusing maze of Medicare, Supplements, and Advantage plans and the plans I am on now have been outstanding. Do not hesitate to contact Garrett Ball. You will not be disappointed. Response time is within 24 hrs., and always with thorough information to help his customers. Even when I have not contacted him for many months, he seems to remember and respond like it was yesterday. Great customer service seems to be hard to find these days, that is why I am so impressed with Secure Medicare Solutions. You will truly find a solution to any of your questions or problems." - Sandy W, SC/FL
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